<?php if (!defined('STORE_ROOT')) { http_response_code(403); exit; } ?> <div class="checkout-etransfer">     <h3><?= $L('co_etransfer_title', 'E-Transfer Payment') ?></h3>     <p><?= $L('co_etransfer_desc', 'Send the total amount via Interac e-Transfer to:') ?></p>     <div class="etransfer-details">         <div class="etransfer-field"><strong><?= $L('co_etransfer_email_label', 'Email:') ?></strong> <?= $L('etransfer_email', 'payments@' . ($_SERVER['HTTP_HOST'] ?? 'store')) ?></div>         <div class="etransfer-field"><strong><?= $L('co_etransfer_memo_label', 'Include in memo:') ?></strong> <?= $L('co_etransfer_memo', 'Your order reference number') ?></div>     </div>     <p><?= $L('co_etransfer_note', 'Your order will be processed once payment is confirmed (usually within 1-2 hours).') ?></p>     <label class="checkbox-label"><input type="checkbox" id="et-confirm"> <?= $L('co_etransfer_confirm', 'I have sent the e-transfer') ?></label> </div>